Services

CIO Wealth provides discretionary investment management services to a wide range of high-net-worth clients. CIO is a fee-only fiduciary registered investment advisor (RIA). Portfolios are built and managed based on each client’s specific goals and financial circumstances.

Vanguard, Learn About Investment Basics

Vanguard, Learn About Tax-Efficient Investing

Capital Group I American Funds, Reasons to Diversify

During the accumulation phase of a retirement plan, CIO creates and manages savings plans and investment strategies modeled to achieve each client’s specific retirement nest egg goals. During the retirement distribution phase, CIO develops sustainable income and withdrawal models and investment strategies to support client retirement cash flow needs.

Schwab Wealth Management Insights, Important Ages for Retirement

Schwab Wealth Management Insights, Saving Beyond a 401(k)

Schwab Wealth Management Insights, 6 Common Behavioral Biases when Transitioning to Retirement

Comprehensive wealth management includes advice and services associated with banking & cash management, lending, and real estate asset consulting.

Schwab Advisor Services Brochure

Schwab Alliance Brochure and Instructions

Schwab Wealth Management Insights, Tax Bracket Management

Tax efficient investment management and the correct structuring of client account types such as IRAs, Trusts, 529 accounts, variable annuities, and donor advised (charitable) funds are important to successful client outcomes. CIO works in close coordination with each client’s tax advisor (CPA) and estate planning attorney.*

*CIO Wealth Management, Inc. does not provide tax preparation services or legal services.

Schwab Wealth Management Insights, 5 Foundational Estate Planning Documents

Schwab Wealth Management Insights, How Portability Can Help Couples Reduce Estate Taxes

Schwab Wealth Management Insights, Leave Clarity and Control with a Family ‘I Love You Letter’

Schwab Wealth Management Insights, Credit Shelter and Marital Trusts